Charitha
K.P

Senior Associate | Mumbai

Charitha advises on structured finance, DCM, and fintech transactions, with expertise in deal structuring, regulatory compliance, and documentation across debt instruments for banks, NBFCs, and other clients.

Charitha Karadagi brings extensive experience in structured finance, debt capital markets, refinancing, loan documentation and fintech. Her work spans regulatory and transactional advisory, deal structuring, enforcement actions, legal due diligence, as well as drafting and negotiating transaction documents across a range of financing structures—including listed and unlisted debt instruments, commercial papers and loans. In addition to transactional mandates, she advises clients, including but not limited to regulated entities such as banks and NBFCs on investment strategies, regulatory compliance, and corporate governance across diverse sectors.

Prior to joining IC RegFin Legal, Charitha Karadagi worked as an Associate with Shardul Amarchand Mangaldas, a law form of national repute for a period of 2 years.

She also holds a graduate degree in BA.LLB from NALSAR University of Law, Hyderabad.

Practice Areas

Banking and Finance Banking and Finance
Capital Markets & Securities Capital Markets & Securities
Corporate & Regulatory Corporate & Regulatory

Memberships

Bar Council of Delhi
Bar Council of Delhi

BEYOND THE PRACTICE

The Aquatic Ace
A trained swimmer, Pooja finds focus and discipline through water. Swimming remains her go-to sport for both clarity and strength.
The Culinary Creator
Passionate about cooking, Pooja loves experimenting with flavors. Her kitchen is where creativity meets mindfulness.
The Wellness Wanderer
A true enthusiast of travel, fitness, and food, Pooja seeks experiences that nourish both body and soul.

Tejesh’s fascination with stock markets began in childhood, tracking prices and reading business dailies. His passion for Securities Law and finance drives his ambition to one day establish a multi-billion dollar Hedge Fund.

The Sports Enthusiast

A natural leader on the field, Tejesh captained his street, school, and college cricket teams. His enduring love for sports inspires his long-term goal of launching a Sports Fund that merges athletic passion with investment.

The Health Fanatic

A dedicated fitness buff, Tejesh enthusiastically shares health and nutrition advice with friends and colleagues, earning a reputation as a “half doctor” while balancing his active lifestyle with professional pursuits.

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